fix: address critical security and data integrity issues from cross-audit

- Add expire_time > NOW() filter to findActive() preventing stale subscriptions
- Add express-rate-limit on login endpoints (user: 10/15min, admin: 5/15min)
- Add production guard for default admin credentials
- Fix BLE bindDevice userId encoding (uint32 instead of hexToBytes on numeric)
- Wrap adminCreate in transaction to prevent race condition
- Add settings cache invalidation after admin saves
- Read trial_days from settings instead of hardcoding 7
- Fix double JSON.stringify in commandDao.finish call
- Cancel stale pending bindings before creating new ones
- Reduce token refresh grace period from 3 days to 1 day
- Fix subscribe-success to fetch expiry from server (correct for renewals)
- Add keep-alive name property to DashboardView and SettingsView
- Fix BLE disconnect() to preserve listener registrations across reconnects

server/src/lib/settings-cache.js

@@ -11,4 +11,9 @@ async function getSettings() {
   return cache
 }
 
-module.exports = { getSettings }
+function invalidateCache() {
+  cache = null
+  cacheTime = 0
+}
+
+module.exports = { getSettings, invalidateCache }